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*Securities and investment advisory services offered through Lincoln Financial Securities Corporation,  member FINRA/SIPC and a registered investment adviser. Securities are offered to residents of GA, NC, NJ, SC, VA & WA.  Advisory services are offered to residents of NC.  Additional insurance services offered through Freedom Wealth Management, not affiliated with Lincoln Financial Securities.

**Working with an advisor that is part of the SmartVestor Pro network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a SmartVestor Pro will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors pay a fee to belong to the SmartVestor program. Dave Ramsey and the Dave Ramsey SmartVestor Pro program is not affiliated with Lincoln Financial Securities and is not sponsored or endorsed by Lincoln Financial  Securities.

Representatives may not be registered to provide securities and advisory services in all states.

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